BTB Buyer Guide
SBA Financing for Buying an Existing Business
SBA-guaranteed lending can be used for eligible business acquisitions through participating lenders. The lender—not BuyThisBusiness—determines underwriting, eligibility, structure, collateral requirements and approval.
BTB guide · Updated September 30, 2026
What to prepare for
Expect a lender to examine the buyer, the target business, purchase terms, historical financial information and the proposed financing structure. Requirements can change, so verify current rules with the SBA and participating lender. BTB can help organize acquisition assumptions, but it does not make lending decisions.
Put the guide to work
Educational information only. Verify transaction, legal, tax, accounting and lending questions with qualified professionals and current source material.
Continue learning
Business buying guide · SDE explained · Valuation guide · Due diligence · Seller financing · Making an offer